IB (9.5) – “to draw the customer`s attention to all payments made in connection with a recommendation or any other consideration you make in connection with a recommendation” see subsections 5 (1) (a) and (b) of the Personal Code; Some of us regulated and introducers arrange for customers, insurance, medical reports or other products or services at exorbitant prices, so that the company or importer receives a higher commission. In some cases, the company may be interested in the company that provides the product or service. The receipt of these commissions, either by you or by another person, may contravene Article 56(2) of the OPS. If you refer your customer to another service provider, the recommendation must be in the best interest of the customer and must not impair your independence. The definition of a separate business is “you own; that are yours; if you are actively involved in the provision of its services, including if you have direct control over the transaction or indirect control of the activity by another person or to whom you are related and who is not an authorized body, a non-SRA company or a foreign practice”. (d) you do not receive payments related to a referral or you pay to a introducer in respect of customers who are the subject of criminal proceedings; and ensuring that your company has strict guidelines and procedures for adopting recommendations of third-party agreements and/or royalty sharing, may prevent the SO from investigating your company on matters related to these practices….